5th Wheeler Insurance

Keep your 5th wheeler on course

5th wheelers for many offer the best of both worlds - motorhome simplicity and caravan versatility with the added freedom to unhitch and explore. Your tow vehicle, whether it be a ute, pickup or cab chassis is the critical component and once you match up the right 5th wheeler you really have no excuse not to head off and explore. The many advocates of 5th Wheelers claim that they are easier to tow than a caravan, with greater manoeuvrability. At CIL Insurance we understand 5th wheelers, so ask about cover for your 5th wheeler.

The benefits of CIL 5th Wheeler Insurance

CIL can cover your 5th wheeler for:

• Wild weather - we’ll cover your 5th wheeler for extreme weather conditions like hail, storm, cyclones and flood^#.
• Accidental loss or theft - we’ll cover accidental loss or damage to your 5th wheeler in the event of a collision, theft or attempted theft.
• Unexpected hazards - we’ll cover you if your 5th wheeler suffers an explosion or fire.
• Motor burnout - we’ll repair or replace motors that burn out in appliances that form part of your 5th wheeler.
• Temporary accommodation costs - temporary accommodation costs if your caravan is not fit to live in following insured loss or damage under your policy*
  *Limits, exclusions and conditions apply. Refer to the PDS for details.
• Complete replacement - if you’re the first registered owner of your 5th wheeler, we’ll replace it with a new one if it’s a total loss within 2 years of registration.
• Contents coverage - we’ll include contents cover of up to $1,000 in total.
• Emergency repairs - we’ll authorise emergency repairs if your 5th wheeler can’t be towed after an incident you’re covered for.
• Transport costs - if there’s no repairer within 100kms of your home we’ll cover the reasonable costs to deliver your 5th wheeler back to you after repairs are completed. 
• Removal and storage - we’ll cover removal and storage costs of your 5th wheeler after an incident you’re covered for if it can’t be towed.
• Liability costs - if your 5th wheeler is involved in an accident and causes injury to someone or damage to property, we’ll cover you for up to $20 million including legal costs.